Terms and
Conditions
1.
Introduction: Please read this section carefully, as it contains important
information about the nature, purpose, and limitations of this document, as well as what you
acknowledge, accept, and understand about the terms and conditions mentioned herein. This
document has been prepared for the benefit of Connpanny LLP and any affiliate or related entity
to NGOLD, as well as any individual or entity associated with any of them (collectively, "NGOLD
Associates"). This document sets forth the terms and conditions governing the use of the NGOLD
ERC-20 token and participation in the DEX platform https://dex.ngold.io/ and the DEX P2P platform https://dex-p2p.ngold.io/. By
using the NGOLD Token or the Platform https://ngold.io/, you agree to and accept these Terms and
Conditions. The primary objective of this Whitepaper is to inform and educate about the NGOLD
token, without influencing any person or user to purchase or use the NGOLD token. This NGOLD
Whitepaper is solely for educational and informational purposes about NGOLD, and the
administrator cannot be held responsible for the misuse of the provided information. The
acquisition and use of NGOLD are at the user's own risk. Users are advised to conduct their own
research and consult financial experts before making any investment or transaction with NGOLD.
It is essential that investors are fully informed about the risks and benefits associated with
investing in crypto assets and stablecoins. The NGOLD token, being an innovative digital
product, is governed by a series of legal terms and disclaimers. It is crucial for investors to
be aware of these aspects to fully understand the risks and responsibilities associated with
investing in NGOLD. NGOLD is a unique and exclusive product of Connpanny LLP, a technology and
financial company from the United Kingdom. CONNPANNY© is a registered trademark of Connpanny
LLP. Connpanny LLP, NGOLD, and Napoleon Gold Mine are not responsible for any financial loss,
damage, or inconvenience resulting from the use of the NGOLD token for any reason. NGOLD and
Napoleon Gold Mine strive to ensure the accuracy and reliability of the provided information but
cannot fully guarantee it; therefore, they are not liable for any losses or damages that may
arise directly or indirectly from the use of NGOLD. 2. Definitions. Issuer:
Connpanny LLP for its product: NGOLD. User: Any individual or entity that uses
the NGOLD token or NGOLD platforms. Token: A digital asset representing
ownership of a specific amount of gold. Platform: A digital interface that
allows users to buy, sell, and exchange tokens (NGOLD) through https://ngold.io/. Gold: Precious metal with the symbol Au and
atomic number 79, refined in its purest form 999.9 (24 karats). Price: Determined by the
international exchange rate of the London Gold Fixing, corresponding to one gram of 24 karat
gold, expressed in USD (US dollars). 3. Use of the Token. Users can sell tokens
on the DEX platform https://dex.ngold.io/ as long as the NGOLD token has been purchased on
https://dex.ngold.io/. When an NGOLD
token has been acquired on the DEX P2P: https://dex-p2p.ngold.io/ or in the Peer to Peer mode, i.e., under
the Person to Person mode, it cannot be redeemed on our Exchange https://dex.ngold.io/, and can only be traded in the P2P (Person to
person) market and/or the DEX P2P https://dex-p2p.ngold.io/. Those who have acquired the NGOLD token
on the DEX https://dex.ngold.io/ can
sell it on the same DEX https://dex.ngold.io/ and/or on the DEX P2P https://dex-p2p.ngold.io/. NGOLD
Tokens can be exchanged from wallet to wallet regardless of whether they have been acquired on
the DEX platforms https://dex.ngold.io/
and/or DEX P2P https://dex-p2p.ngold.io/. To conduct any transaction with the NGOLD
token, users must consider the terms and conditions, including the disclaimer found in this
document. Tokens can be used to purchase goods and services on the platform https://ngold.io/ or
in other places that accept the NGOLD token under the p2p (person to person) modality. The
legality of cryptocurrencies varies by country. Investors should inform themselves about the
specific regulations in their country regarding cryptocurrencies before investing in NGOLD. The
issuer reserves the right to modify or suspend the use of the NGOLD token as determined by the
issuer. Any offer or sale of NGOLD tokens or any related instrument will occur only under the
terms of use and service of NGOLD, which are available in this technical document and may be
withdrawn or modified at any time. There is a risk that token holders may not be able to sell
their NGOLD. In this scenario, Connpanny LLP reserves the right to restrict the trading of NGOLD
for any reason, including ensuring compliance with all applicable requirements. 4.
Disclaimer. Users of this technical document should not rely on the information
contained in this technical document or the inferences drawn from it. Buyers of NGOLD tokens
must determine for themselves the information they need and base any decision on their own
information, research, analysis, and advice, and not on the information contained in this
technical document. Connpanny LLP and any NGOLD associate hereby disclaim any representation,
warranty, condition, covenant, or commitment (whether explicit or implied) of any kind to any
entity or person, including any representation, warranty, or commitment regarding the
truthfulness, accuracy, and completeness of the information set forth in this technical
document. In particular, no Connpanny LLP associate makes any representation or warranty
(whether expressed implicitly or explicitly) as to the accuracy or completeness of the
information contained in this technical document, and none of them have any responsibility for
any statement, forecast, information, or matter that arises or is contained in, or derived from,
or for any omission from this technical document or any other information communicated to any
person in connection with or related to the matters contained in this technical document. For
greater clarity, no regulatory authority has examined or approved any of the information set
forth in this technical document. No such action has been taken nor will be taken under the laws
of any jurisdiction. Connpanny LLP reserves the right to modify and replace the NGOLD tokens at
any time at its sole discretion and has no obligation to update this technical document,
including reflecting such modification or replacement. To the maximum extent permitted by all
applicable laws, no Connpanny LLP associate will be liable for direct, indirect, special,
incidental, consequential, punitive, or other losses in tort, contract, equity, common law, or
otherwise (including, but not limited to, loss of income, revenue or profits, and loss of use or
data) arising from or in connection with any acceptance of or reliance on this technical
document or any part thereof. The issuer does not guarantee the value of the token. The value of
the token may fluctuate and may be lower than the original purchase price. NGOLD tokens are
directly related to the speculation of the gold price and involve a high degree of risk and
uncertainty. The sale of NGOLD tokens is directed only to persons who have sufficient knowledge
and understanding of Blockchain and cryptographic tokens and other digital assets, smart
contracts, storage mechanisms (such as digital or token wallets), and Blockchain or distributed
ledger technology, to be able to assess the risks and merits of a purchase of NGOLD tokens and
be able to assume the risks thereof, including the loss of all amounts paid and the loss of all
purchased NGOLD tokens. Napoleon Gold Mine is not the issuer nor responsible for the NGOLD
token. It is not liable for any financial loss, damage, or inconvenience resulting from the use
of the NGOLD token for any reason. Napoleon Gold Mine strives
to ensure the accuracy and reliability of the provided information but cannot fully guarantee
it; therefore, it is not liable for any losses or damages that may arise directly or indirectly
from the use of NGOLD, its price, and its exchange modalities. Additionally, Napoleon Gold Mine
will do everything possible to store and safeguard the gold in high-security vaults, but in the
event of any inconvenience, it will solve the problem within its possibilities. Napoleon Gold
Mine may sell part or all of its produced gold if necessary to cover business expenses, such as
operational expenses, payroll, tax payments, etc.; and/or for any other reason it deems
necessary and appropriate. Potential buyers must independently evaluate, after conducting any
necessary research, the merits and suitability of purchasing NGOLD tokens. Potential buyers
should consult their accounting. The issuer is not responsible for any losses or damages the
user may suffer from the token or the platform. Any issues with the platform https://dex.ngold.io/ and https://dex-p2p.ngold.io/ and the
NGOLD token are excluded from the responsibilities of Connpanny LLP and its associates. The
NGOLD website, platform, software, and content are provided as-is and as-available. There is no
guarantee that the process for creating the NGOLD website and platform will be error-free. There
is an inherent risk that the software could contain weaknesses, vulnerabilities, errors, among
others, that could cause the total loss of NGOLD, the website, or the platform. In this section,
the user understands the risks involved in using these digital means and assumes all
responsibility for their use. The NGOLD DEX and NGOLD DEX P2P are not responsible for
vulnerability attacks towards the USDT token, the networks it operates on, and which may lead to
the total or partial loss of the liquid value of the USDT token, which is currently the only
liquidity asset to exchange NGOLD. The NGOLD DEX is not responsible if at any time the USDT
Stablecoin operated by Tether Limited is canceled, paused, or its collateral liquidity is
intervened. In this case, the company responsible for the DEX will expediently seek a Stablecoin
that meets the decentralized or centralized technical and financial characteristics for NGOLD to
be exchanged. The user is responsible for understanding the risks associated with using the
NGOLD Token and the Platform. Token holders must ensure they have securely stored their private
keys and that no third party can gain unauthorized access to this information. Purchasing NGOLD
tokens carries risks, and buyers could lose part or all of their purchased NGOLD tokens.
4.1 Regulations and Compliance: NGOLD operates within existing legal frameworks
and strives to comply with all relevant regulations. However, the regulatory environment for
cryptocurrencies is constantly evolving, and investors should be aware of changes that may
affect their investment. 4.2 Purchase and Sale Conditions: The specific terms
of purchasing, selling, and transferring NGOLD must be understood and accepted before conducting
any transaction. 4.3 Investment Risks: As with any investment, there are risks
associated with purchasing NGOLD. Investors should be aware of these risks, which include, but
are not limited to, market volatility and changes in the value of gold. 4.4
Confidentiality and Security: The security of transactions and the protection of
users' personal information are priorities for NGOLD. Privacy and security policies should be
reviewed and understood by all users. 5. Limits and Capabilities. The user
acknowledges their ability to purchase NGOLD tokens in accordance with applicable laws and
confirms that they are not a restricted person to operate this type of asset within the
platforms https://dex.ngold.io/ and https://dex-p2p.ngold.io/ . The
user understands that the use, marketing, or exchange of the NGOLD token excludes jurisdictions
where trading of this type of asset is prohibited or conditioned, according to those that apply
to them. No registrations or other actions have been taken or will be taken in any jurisdiction
to permit or intend to permit the sale of NGOLD tokens in any country or jurisdiction where
registration or other action is required for it. Connpanny LLP or any associate makes no
representation or warranty to any potential buyer. It is the user's responsibility to understand
the risks associated with any malfunction, failure, or abandonment of the Polygon and/or
Ethereum blockchain or other technological difficulties that may have a material adverse effect
or prevent access to or use of the platform https://ngold.io/ with the Polygon and/or Ethereum Blockchain,
where the NGOLD token is mobilized. Connpanny LLP emphasizes that trading NGOLD outside of its
platforms may entail a risk that the user must carefully consider. 6. Modifications,
Changes, and Future Updates of Whitepaper Versions. The issuer reserves the right
to modify these terms and conditions at any time without prior notice, as well as to change, add
or remove any information of any kind in the NGOLD Whitepaper. Updated versions will replace
previous ones and reflect changes in the market, technology, or regulations. The Whitepaper that
will have value will be the latest published on the website: https://ngold.io/terms-and-conditions.html . Forward-looking
statements contained in this technical document may constitute forward-looking statements or
speak of future events or plans. These forward-looking statements or information involve known
and unknown risks and uncertainties that may cause actual events to differ materially. No
reliance should be placed on any forward-looking statement or information. User
Notifications: NGOLD is committed to informing users about any significant changes
that may affect their investment or use of the token. This information will be provided on the
website https://ngold.io/terms-and-conditions.html and/or the social
network channel X (formerly Twitter) will also be used to inform NGOLD users of important
project updates, serving this communication as sufficient notification. The user should stay
attentive to these notifications. The only social media channel that will be valid for
communicating all types of updates will be the official NGOLD account on X (formerly Twitter),
which is: @ngold_io and is verified. NGOLD accounts on Instagram and Facebook: @ngold.io, are
for advertising purposes only and will not be considered official communication about NGOLD.
Changes in tax laws and policies, including any changes to those of Connpanny LLP, could
negatively impact the value of NGOLD and the performance of token holders. Future changes in tax
laws or policies cannot be predicted. Tax responsibility is the individual responsibility of
each user. NGOLD token users should seek their own tax advice regarding their possible purchase
of NGOLD. Likewise, new or revised legislation, regulations, administrative directives, or
guidelines issued by regulators and regulatory actions could negatively affect the platform https://dex.ngold.io/ and https://dex-p2p.ngold.io/ in
various ways. 7. Acceptance. By using the NGOLD Token or the Platform https://ngold.io/, you agree to and accept
these Terms and Conditions. By accessing, receiving, or accepting possession of this technical
document (or any part of it), you acknowledge, accept, declare, and warrant to NGOLD that you
have read and understood the risk disclosure statement referred to in and part of the Terms and
Conditions, that you are not a restricted person, that the distribution or dissemination of this
technical document, and any part of it, or your receipt or acceptance thereof, is not prohibited
or restricted by the applicable laws in your jurisdiction, and where there are restrictions
regarding its receipt, acceptance, or possession, you have and will observe and comply with all
such restrictions at your own expense and without liability to any NGOLD Associate, and all
matters set forth in this document. 8. Effective Date. This document comes into
effect on March 15, 2024. 9. Additional Clauses. Connpanny LLP may add or
modify the clauses of this document at any time. Modifications to the Terms will take effect
from the date of publication on the Platform https://ngold.io/terms-and-conditions.html. If you do not agree
with the modifications to the terms, you must cease the use of the token and all NGOLD
platforms. Due to various reasons, business relationship failures, political problems,
government agency obstacles, sanctions, suspensions, or similar, or some challenges, the
platform https://ngold.io/, https://dex.ngold.io/ and https://dex-p2p.ngold.io/ may no
longer be viable to continue operating and NGOLD may cease to operate. Due to various reasons,
business relationship failures, political problems, government agency obstacles, sanctions,
suspensions, or similar, or some challenges, the Napoleon Gold Mine company may no longer be
viable to continue operating and may cease to operate. Connpanny LLP makes every effort to
create robust and secure systems for its users, however, the user is responsible for
understanding that there are certain malicious groups or organizations that may attempt to
interfere with the platform www.nogld.io
https://dex.ngold.io/ https://dex-p2p.ngold.io/ in
various ways, including: hacking attacks, malware, denial of service attacks, consensus-based
attacks, Sybil attacks, smurfing, and spoofing. Company LLP will use all reasonable efforts to
maintain highly qualified security systems to prevent inconveniences. 10.
Waiver. The issuer's failure to enforce any provision of these Terms and Conditions
shall not constitute a waiver of such provision. 11. Entire Agreement. These
terms constitute the entire agreement between the issuer and the user regarding the use of the
NGOLD token and the platform https://ngold.io/, https://dex.ngold.io/ and https://dex-p2p.ngold.io/. 12. Original Language and
Translation. For all legal purposes, the primary language to be considered to
understand the true meaning of this entire document will be Spanish, in this and all its
versions. This document has been translated into several languages. In case of discrepancy
between the Spanish version and the version in another language, the Spanish version will
prevail for any case. 13. Notice. This document is for informational and
marketing purposes only and does not constitute legal or financial advice. It is not a
representation or warranty of any kind by any associate of Connpanny LLP, including tokens
issued by Connpanny LLP (NGOLD), or any service, product, or operation of Connpanny LLP, NGOLD,
and Napoleon Gold Mine. The information in this technical document does not constitute an
inducement, incentive, advice, or recommendation by any person to purchase NGOLD tokens or any
other cryptographic token or currency, and neither Connpanny LLP nor any associate has
authorized any person to make such actions as inducements, incentives, advice, or
recommendations. The constitution of this document is not a prospectus of any kind or a
solicitation for investment, nor does it belong to an offer to buy securities in any
jurisdiction. Any offer or sale of NGOLD tokens or any related instrument will occur only
according to Connpanny LLP's Terms and Conditions, which are available from April 2, 2024, at https://ngold.io/terms-and-conditions.html and may be withdrawn or
modified at any time. Interested parties should, among other things, conduct their own research
and analysis of the NGOLD token, as well as seek further information and professional advice
regarding its use, exchange, and value. It is important to note that not all risks can be
foreseen. Therefore, it is not possible for Connpanny LLP to protect the value of NGOLD from all
risks. Potential token users should ensure they obtain appropriate professional advice on the
suitability of NGOLD considering their individual circumstances, financial situation, and
individual needs. 14. Consent. By using the token or the platform, you
acknowledge that you have understood these terms and conditions and agree to them. 15.
NGOLD Social Media. The only official NGOLD social media channels are:
Website: https://ngold.io/ Instagram: @ngold.io X (formerly Twitter):
@ngold_io Only official communication channel: X (formerly Twitter): @ngold_io.