Términos y Condiciones

1. Introduction. Please read this section carefully, as it contains important information about the nature, purpose and limitations of this document, as well as your acknowledgement, acceptance and understanding of the terms and conditions referred to in this document, which has been prepared by and for the benefit of Connpanny LLP and any affiliate or related entity of NGOLD, as well as any natural or legal person associated with any of them (collectively, "NGOLD Associates"). This document sets forth the terms and conditions governing the use of the ERC-20 NGOLD token and participation in the DEX platform www.dex.ngold.io and the DEX P2P platform www.dex.ngold.io-p2p. By using the NGOLD Token or the www.ngold.io Platform, you accept and agree to these Terms and Conditions. The main purpose of this Whitepaper is to inform and educate about the NGOLD token, but in no way to influence any person or user to purchase or use the NGOLD token. This NGOLD Whitepaper is for educational and informational purposes about NGOLD only, and the administrator cannot be held responsible for misuse of the information provided. Acquisition and use of NGOLD is at the user's own risk. Users are advised to conduct their own research and consult with financial experts before making any investment or transaction with NGOLD. It is essential that investors are fully informed about the risks and benefits associated with investing in cryptoassets and stablecoins. The NGOLD token, being an innovative digital product, is governed by a number of legal terms and disclaimers. It is essential for investors to be aware of these aspects in order to fully understand the risks and liabilities associated with investing in NGOLD. NGOLD is a unique and exclusive product of Connpanny LLP, a UK technology and finance company. CONNPANNY© is a registered trademark of Connpanny LLP. Connpanny LLP, NGOLD and Napoleon Gold Mine shall not be liable for any financial loss, damage or inconvenience resulting from the use of the NGOLD token for any reason whatsoever. NGOLD and Napoleon Gold Mine endeavour to ensure the accuracy and reliability of the information provided, but cannot fully guarantee it, and therefore cannot be held liable for any loss or damage that may arise directly or indirectly from the use of NGOLD. 2. Definitions. Issuer: Connpanny LLP for its product: NGOLD. User: Any natural or legal person using the NGOLD token or the NGOLD platforms. Token: The digital asset representing an ownership right to a specific amount of gold. Platform: A digital interface that allows users to buy, sell and exchange NGOLD tokens via www.ngold.io. Gold: Precious metal with the symbol Au and atomic number 79, refined to its purest form 999.9 (24 carat). Price: It is determined by the international exchange rate of the London Gold Fixing, corresponding to one gram of 24 carat gold, expressed in USD (US dollars). 3. Token usage. Users may sell tokens on the DEX platform www.dex.ngold.io as long as the NGOLD token has been purchased on www.dex.ngold.io . When a NGOLD token has been purchased on the DEX P2P: www.dex-p2p.ngold.io and/or in the Peer to Peer mode, i.e. in the Person to Person mode, it cannot be exchanged on our Exchange www.dex.ngold.io , and can only be traded on the P2P (Person to Person) market and/or on the DEX P2P www.dex-p2p.ngold.io. Those who have acquired the NGOLD token on the DEX www.dex.ngold.io , may sell it on the same DEX www.dex.ngold.io and/or on the DEX P2P www.dex-p2p.ngold.io . NGOLD tokens may be exchanged from wallet to wallet regardless of whether they have been acquired on the DEX www.dex.ngold.io and/or DEX P2P www.dex-p2p.ngold.io platforms. In order to conduct any type of transaction with the NGOLD token, users must abide by the terms and conditions, including the disclaimer contained in this document. The tokens can be used to purchase goods and services on the www.ngold.io platform or other places that accept the NGOLD token on a p2p (person-to-person) basis. The legality of cryptocurrencies varies from country to country. Investors should inquire about their country's specific regulations regarding cryptocurrencies before investing in NGOLD. The issuer reserves the right to modify or discontinue the use of the NGOLD token at the issuer's discretion. Any offer or sale of NGOLD tokens or any related instruments will occur only in accordance with NGOLD's terms of use and service, which are available in this white paper and may be withdrawn or modified at any time. There is a risk that token holders may not be able to sell their NGOLD. In this scenario Connpanny LLP reserves the right to restrict NGOLD trading for any reason, including to ensure that it complies with all applicable requirements. 4. Disclaimer of Liability. Users of this whitepaper should not rely on the information contained in this whitepaper or any inferences drawn therefrom. Purchasers of NGOLD tokens should determine for themselves the information they need and base any decisions on their own information, research, analysis and advice and not on the information contained in this whitepaper. Connpanny LLP and any associate of NGOLD hereby disclaims any representation, warranty, condition, condition, covenant or undertaking (whether express or implied) of any form whatsoever to any entity or person, including any representation, warranty or undertaking as to the truthfulness, accuracy and completeness of the information set out in this whitepaper. In particular, no associate of Connpanny LLP makes any representation or warranty (whether expressly or impliedly expressed) as to the accuracy or completeness of the information contained in this white paper and none of them has any liability whatsoever for any statement, forecast, information or matter, arising out of or contained in or derived from, or for any omission from, this white paper or any other information communicated to any person in connection with or in relation to the matters contained in this white paper. For clarity, no regulatory authority has reviewed or approved any of the information set out in this technical document. No such action has been or will be taken under the laws of any jurisdiction. Connpanny LLP reserves the right to modify and replace NGOLD tokens at any time in its sole discretion and is under no obligation to update this whitepaper, including to reflect such modification or replacement. To the maximum extent permitted by any and all applicable laws, no Associate of Connpanny LLP shall be liable for any direct, indirect, special, incidental, consequential, punitive or other losses, in tort, contract, equity, common law or otherwise (including, without limitation, loss of revenue, income or profits, and loss of use or data), arising out of or in connection with any acceptance of or reliance on this whitepaper or any part thereof. The issuer does not guarantee the value of the token. The value of the token may fluctuate and may be less than the original purchase price. NGOLD tokens are directly related to gold price speculation, and involve a high degree of risk and uncertainty. The sale of NGOLD tokens is intended only for persons who have sufficient knowledge and understanding of Blockchain and cryptographic tokens and other digital assets, smart contracts, storage mechanisms (such as digital or token wallets) and Blockchain or distributed ledger technology to be able to assess the risks and merits of a purchase of NGOLD tokens and to be able to assume the risks thereof, including the loss of all amounts paid and the loss of all NGOLD tokens purchased. Napoleon Gold Mine is neither the issuer nor responsible for the NGOLD token. It is not liable for any financial loss, damage or inconvenience resulting from the use of the NGOLD token for any reason whatsoever. Napoleon Gold Mine endeavours to ensure the accuracy and reliability of the information provided, but cannot fully guarantee it, and therefore cannot be held liable for any loss or damage that may arise directly or indirectly from the use of NGOLD, its price and its exchange modalities. Napoleon Gold Mine will make every effort to store and safeguard the gold in high security vaults, but in the event of any inconvenience, Napoleon Gold Mine will solve the problem to the best of its ability. Napoleon Gold Mine may sell some or all of its produced gold if necessary to meet business expenses, such as operating expenses, payroll, tax payments, etc., and/or for any other reason it deems necessary and appropriate. Prospective purchasers should independently assess, after making such investigations as they deem necessary, the merits and suitability of the purchase of NGOLD tokens. Prospective purchasers should consult their accounting records. The issuer is not liable for any loss or damage that the user may suffer from the token or the platform. Any problems with the www.dex.ngold.io and www.dex-p2p.ngold.io platform and the NGOLD token are excluded from the responsibilities of Connpanny LLP and its associates. The NGOLD website, platform, software and content are provided on an "as is" and "as available" basis. There is no guarantee that the process for creating the NGOLD website and platform is error-free. There is an inherent risk that the software may contain weaknesses, vulnerabilities, bugs, and other errors that could cause the total loss of NGOLD, the web site or the platform. In this section the user understands the risks involved in using these digital media and assumes full responsibility for their use. The DEX NGOLD and the DEX NGOLD P2P is not responsible for vulnerability attacks on the USDT token, the networks on which it operates and which lead to the total or partial loss of the liquid value of the USDT token which is currently the only liquidity asset for exchanging NGOLD. The DEX NGOLD is not responsible if at any time the USDT stablecoin operated by Tether Limited is cancelled, paused or its collateral liquidity is intervened. In this event the DEX company responsible for the DEX will expeditiously seek a Stablecoin that meets the technical and financially decentralised or centralised characteristics for NGOLD to be exchanged in future transactions with another Stablecoin or similar. The exchange of ngold is ngold for Tether (USDT) and Tether (USDT) for ngold.The user is responsible for understanding the risks associated with the use of the NGOLD Token and the Platform. Token holders must ensure that they have securely stored their private keys and that no third party can gain unauthorised access to this information. The purchase of NGOLD tokens involves risks and purchasers may lose part or all of their NGOLD token purchase. 4.1 Regulations and Compliance: NGOLD operates within existing legal frameworks, and strives to comply with all relevant regulations. However, the regulatory environment for cryptocurrencies is constantly evolving, and investors should be aware of changes that may affect their investment. 4.2 Conditions of Purchase and Sale: The specific terms of the purchase, sale and transfer of NGOLD must be understood and accepted prior to entering into any transaction. 4.3 Investment Risks: As with any investment, there are risks associated with the purchase of NGOLD. Investors should be aware of these risks, which include, but are not limited to, market volatility and changes in the value of gold. 4.4 Confidentiality and Security: The security of transactions and the protection of users' personal information are priorities for NGOLD. Privacy and security policies should be reviewed and understood by all users. 5. Limits and Capacity. User agrees that he/she is able to purchase NGOLD tokens in accordance with applicable laws and confirms that he/she is not a restricted person to trade such assets within the www.dex.ngold.io and www.dex-p2p.ngold.io platforms. You understand that the use, trading or exchange of the NGOLD token excludes jurisdictions where trading of NGOLD tokens is prohibited or conditional, as applicable. No registration or other action has been or will be taken in any jurisdiction permitting, or purporting to permit, the sale of NGOLD tokens in any country or jurisdiction where registration or other action is required to do so. Connpanny LLP nor any associate makes any representation or warranty to any potential purchaser. It is the responsibility of the user to understand the risks associated with any malfunction, breakdown or abandonment of the Polygon and/or Ethereum blockchain or other technological difficulties that may have a material adverse effect on or prevent access to or use of the www.ngold.io platform with the Polygon and/or Ethereum Blockchain, where the NGOLD token is mobilised. Connpanny LLP stresses that trading NGOLD outside of its platforms may involve a risk that should be carefully considered by the user. 6. Modifications, Changes and Future Updates Whitepaper Versions. The issuer reserves the right to modify these terms and conditions at any time without notice, as well as any changes, additions or deletions of any kind to the NGOLD Whitepaper. NGOLD reserves the right to modify terms on the purchase and sale, pre-sale, delivery of Airdrops, buy and sell orders, staking rewards and transactions on the DEX and DEX-P2P platforms, in accordance with applicable market policies and regulations. The purchase of NGOLD tokens implies acceptance of these conditions, which include the possibility of changes to commissions, reward percentages and exchange restrictions, as detailed in the Whitepaper or the official website. Updated versions will supersede previous versions and will reflect changes in the market, technology or regulations. The Whitepaper that will be of value will be the latest one published on the website: www.ngold.io/terms-and-conditions.html. Certain forward-looking statements contained in this whitepaper may constitute forward-looking statements or speak to future events or plans. These forward-looking statements or forward-looking information involve known and unknown risks and uncertainties, which may cause actual events to differ materially. No reliance should be placed on any forward-looking statements or information. Notifications to Users: NGOLD undertakes to inform users of any significant changes that may affect their investment or use of the token. Information will be posted on the website www.ngold.io/terms-and-conditions.html and/or the social network channel X (ex Twitter) will also be used to make NGOLD users aware of important and informative developments in the project, and this communication will serve as a sufficient measure of notification. The user must be aware and attentive to these notifications. The only social media channel that will be valid to communicate all kinds of news will be the official NGOLD account on X (ex Twitter), which is: @ngold_io and is verified. NGOLD's Instagram and Facebook accounts: @ngold.io , are for advertising purposes only, and will not be considered as official communication about NGOLD. Changes in tax laws and policies, including any changes to those laws by Connpanny LLP, could adversely affect the value of NGOLD and the performance of token-holding users. It is not possible to predict future changes in tax laws or policies. Tax liability is the responsibility of each individual user. Users of NGOLD tokens should obtain their own tax advice regarding their potential purchase of NGOLD. In addition, new or revised legislation, regulations, administrative directives or guidelines issued by regulators and regulatory actions could adversely affect the www.dex.ngold.io platform and www.dex-p2p.ngold.io in various ways. 7. Acceptance. By using the NGOLD Token or the www.ngold.io Platform, you accept and agree to these Terms and Conditions. By accessing, receiving or accepting possession of this white paper (or any part thereof), you acknowledge, agree, represent and warrant to NGOLD that you have read and understand the risk disclosure statement referenced in form and part of the Terms and Conditions, that you are not a restricted person, the distribution or dissemination of this white paper, and any part thereof, or its receipt or acceptance by you, is not prohibited or restricted by applicable laws in your jurisdiction, and where restrictions regarding its receipt, acceptance or possession are applicable, you have and will observe and comply with all such restrictions at your expense and without liability to any NGOLD Associate and all matters set forth herein. 8. Effective Date. This document is effective as of March 15, 2024. 9. Additional Provisions. Connpanny LLP may add to or modify the provisions of this document at any time. Modifications to the Terms will be effective as of the date of posting on the Platform at www.ngold.io/terms-and- conditions . If you do not agree to the modifications to the Terms, you must discontinue the token and all NGOLD Platforms. It is possible that, due to various reasons, failure of business relationships, political problems, governmental body hindrances, sanctions, suspensions or similar, or challenges, the www.ngold.io, www.dex.ngold.io and www.dex-p2p.ngold.io platform may no longer be viable to continue to operate and NGOLD may cease to operate. It is possible that, due to various reasons, failure of business relationships, political problems, government agency hindrances, sanctions, suspensions or similar, or challenges, Napoleon Gold Mine may no longer be viable to continue to operate and may cease to operate. Connpanny LLP makes every effort to create robust and secure systems for its users, however, the user is responsible for understanding that there are certain malicious groups or organisations that may attempt to interfere with the www.nogld.io www.dex.ngold.io www.dex-p2p.ngold.io platform in a variety of ways including: hacking attacks, malware, denial of service attacks, consensus based attacks, Sybil attacks, smurfing and spoofing. Company LLP will use all reasonable efforts to maintain highly qualified security systems to prevent inconveniences. 10. Waiver. Issuer's failure to enforce any provision of these Terms and Conditions shall not constitute a waiver of such provision. 11. Entire Agreement. These terms constitute the entire agreement between the Issuer and the User with respect to the use of the NGOLD token and the platform www.ngold.io, www.dex.ngold.io and www.dex-p2p.ngold.io 12. Original Language and Translation. For all legal purposes, the primary language to be taken into account in order to know and understand the true meaning of this entire document shall be Spanish, in this and all versions of this document. This document has been translated into several languages. In the event of any discrepancy between the English version and the version in another language, the English version shall prevail in all cases. 13. Notice. This document is for informational and marketing purposes only and does not constitute legal or financial advice. It is not a representation or warranty of any kind, by any associate of Connpanny LLP, including tokens issued by Connpanny LLP (NGOLD), or any service, product or operation of Connpanny LLP, NGOLD and Napoleon Gold Mine. The information in this whitepaper does not constitute an encouragement, inducement, advice or recommendation by any person to purchase NGOLD tokens or any other cryptographic token or coin, and neither Connpanny LLP nor any associate has authorised any person to take any such actions as: encouragement, inducement, advice or recommendation. The formation of this document is not a prospectus of any kind or a solicitation of investment, nor does it pertain to an offer to purchase securities in any jurisdiction. Any offer or sale of NGOLD tokens or any related instruments will occur only pursuant to the Terms and Conditions of Connpanny LLP, which are available as of April 02, 2024 at www.ngold.io/en/terms-and-condition and may be withdrawn or modified at any time. Interested parties should, among other things, conduct their own research and analysis of the NGOLD token and seek further information and professional advice on its use, exchange and value. It is important to bear in mind that not all risks can be foreseen. Therefore, it is not possible for Connpanny LLP to protect the value of NGOLD from all risks. Prospective token users should ensure that they obtain appropriate professional advice on the suitability of NGOLD considering their individual circumstances, financial situation and individual needs. 14. Consent. By using the NGOLD token or the platform, you acknowledge that you have understood these terms and conditions and agree to be bound by them. If you do not agree, please do not use the NGOLD platform or purchase or trade NGOLD tokens. 15. NGOLD Website and Social Media. The only official NGOLD websites and social networks are: Websites: www.ngold.io www.dex.ngold.io www.dex-p2p.ngold.io